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Added on the 25/11/2015 14:48:55 - Copyright : VideoElephant
Financial consultant Alli Williams was just 29 when she took on $154,000 of her husband's debt when they got hitched. Since then, they've paid off $50,000 of the debt, including an auto loan, some student loans, and a credit card. Not only that, but they also paid for a wedding, college tuition, and have saved for a baby and a house. According to Business Insider, Williams believes in prioritizing expenses, such as bonding activities and savings goals, but not in harsh deprivation. On a practical level, every paycheck is divvied up between bills, savings, and debt repayment. As for windfalls such as gifts, bonuses, or tax refunds, Williams sets allocation percentages without knowing the amount. For example, 50% will usually go toward debt, another 20% towards savings, and so on. When the money hits the bank account, she doesn't have to dither!
For investors looking for a stable stream of income, CDs and bonds are a good place to start. According to Business Insider, although the two financial instruments have much in common, they are distinctly different in several key areas. For example, CDs are insured by banks--bonds are not. Bonds are traded on the open market--CDs are not. Bonds can be liquidated quickly, but CDs tie up your money. Government-issued bond yields aren't taxed. But if you are in, say, the 24% tax bracket, you'll be taxed $24 for every $100 you earn in interest on your CD. Also, bonds have long-term maturity dates, from at least 10 to as long as 30 years. However, CDs usually mature within five years.
Facebook said its main UK subsidiary generated an 11-million-pound tax credit in 2015 even as revenues soared, thanks to its tax efficient structure, accounts published on the weekend showed. Sarah Charlton reports.
Police watch as farmers makes their goodbyes before leaving the portion of A1 motorway at Chennevieres-les-Louvres, near Paris international airport Roissy Charles de Gaulle, they had blocked off with tractors. IMAGES
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