Description
Added on the 11/10/2020 15:12:32 - Copyright : Wochit
It's very simple: if you smoke tobacco or cannabis, vape, or chew tobacco, you will pay more for life insurance. The US Surgeon General says 16 million Americans have a smoking-related disease. Smoking-attributable healthcare spending costs over $170 billion per year. According to Business Insider, life insurance premiums are based on your health risk for insurance providers. The effect of nicotine on health is well documented, so smokers are seen as a higher risk for life insurance companies. For example, a twenty-year, $500,000 term policy for a 35-year-old male would cost $27.50 a month if he is a non-smoker, but $102.08 a month if he smokes! If you plan to quit smoking or are in the process of quitting, annual renewable term life insurance is better than a traditional term life insurance policy. Another option for smokers is no medical exam life insurance.
Healthcare workers and volunteers on the frontlines of COVID-19 are eligible for free life insurance. This is through MassMutual, according to reports at Business Insider. MassMutual's HealthBridge is offering up to $25,000 in life insurance for 3-year terms. HealthBridge is available for workers in seven states who are at risk for exposure to the coronavirus: The states are Massachusetts, Connecticut, New York, New Jersey, California, Arizona, and Illinois. The application process is completely online which makes it a fairly simple process.
John Hancock's new program offers discounts and incentive rewards to members who share data on their lifestyle activities. Fred Katayama reports.
John Hancock's new program offers discounts and incentive rewards to members who share data on their lifestyle activities. Fred Katayama reports.
Jessica Murdock est une femme en fuite qui tente désespérément d'échapper aux autorités en traversant la frontière canadienne. Elle est traquée par Elsa Gray, qui n'est ni policière ni agente fédérale, mais plutôt une mercenaire qui a un don pour retrouver les personnes qui tentent de disparaître. Alors que la poursuite se resserre, des corps sont retrouvés sur le chemin de Jessica. La confrontation entre ces deux femmes, en quête de sens et de rédemption, semble inévitable.