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Added on the 30/10/2018 14:28:14 - Copyright : Wochit
Financial planner and Business Insider contributor Malik S. Lee says he's surprised when clients don't list their income as one of their most valuable assets. Can you support yourself and your family without an income? If not, it's a key asset--and you should protect it. Group long-term disability policies from employers typically cover 60% of your income. But according to Business Insider, that income is taxable and doesn't include bonuses or commissions. If you're self-employed, an independent contractor, a sole proprietor, or a gig economy worker, disability insurance is even more critical. Finally, if one part of your body is critical to your work, such as a surgeon's hands or a singer's voice, disability insurance should be high on your priority list.
It’s been a long time since people would set out on a trip in the early hours of the morning to avoid driving under the hot sun, or driving down the motorway with the windows down to reduce heat build-up in the car. Unlike today, air conditioning was not standard equipment in the 80s. It takes three years to develop each model’s cooling system. This time is used to study the geometry of the ducts and vents in 3D, and virtual simulations are performed to predict how the air will flow inside the car. Nevertheless, people still make mistakes when using the air conditioning. Below are five of the most common ones and a few tips on how to make better use of it.
Dwayne 'The Rock' Johnson has urged everyone - especially men - to "not be afraid to open up" about struggles with depression, adding that it's something that "never discriminates".
Jennifer Aniston is set to return as a regular TV cast member alongside Reese Witherspoon in an as-yet-untitled drama.
“Reacher” Season 2 may have just debuted, but Season 3 is already in the works. We caught up with star Alan Ritchson who promises the book being adapted for Season 3 will “make people very happy.” #reacher #jackreacher #alanritchson
Health workers treat people injured in a school dormitory fire in Guyana as they are unloaded from a plane at Eugene Correia International Airport in the capital Georgetown. At least 20 people were killed in the fire at the Mahdia Secondary School in central Guyana. IMAGES