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Added on the 02/10/2020 17:33:37 - Copyright : Wochit
Would-be home buyers have lots of choices to make when it comes to shopping for a mortgage. Many people go with government-backed mortgages, such as those offered by the FHA, the VA, or the US Department of Agriculture. But according to Business Insider, another option is to get a 'conforming loan.' The loan isn't issued by the government, but still meets government requirements. For a conforming loan, most lenders require at least a 620 credit score and between a 36% and 50% debt-to-income ratio. You'll also need a 10% down payment, or just 3% if your conforming loan is backed by government-sponsored mortgage companies Freddie Mac or Fannie Mae. Nonconforming loans offer more money than conforming loans. Also known as 'jumbo' loans, such loans let you buy a more expensive home. However, getting approved is more difficult. You'll need a higher credit score, lower DTI, and bigger down payment than you would for a conforming mortgage.
Kia has revealed its Platform Beyond Vehicle (PBV) future strategy at the 2024 Consumer Electronics Show (CES) in Las Vegas. Kia’s PBV business will initially be based around the introduction of an all-new, modular vehicle, previewed by the Kia Concept PV5.This future vision was presented alongside a multi-phase plan that will see PBVs revolutionize the mobility industry while helping to advance Hyundai Motor Group’s ambitions in robotics, Advanced Air Mobility (AAM), and autonomous driving.Kia PBVs are a total mobility solution that combines fit-for-purpose EVs with advanced software solutions based on the Hyundai Motor Group’s software-to-everything, or SDx, strategy. As a Platform Beyond Vehicle, Kia PBVs will open the door to new businesses and lifestyles by redefining the concept of space thanks to advanced, tailored interiors that provide ultimate freedom and flexibility.
Pictures of festival-goers killed by Hamas on October 7 are displayed at the site of the Supernova music festival, near Re'im in the south of Israel, where according to an Israeli count 270 people were killed at the scene by Hamas. IMAGES
The “Guardians of the Galaxy Vol. 3” cast gets tricked by a really easy trivia question. (Ft. Chris Pratt, James Gunn, Karen Gillan, Pom Klementieff, Will Poulter and Chukwudi Iwuji) Watch our full interview with James Gunn and the "Guardians of the Galaxy Vol. 3" cast here: https://youtu.be/vmB4GmRFb0U #guardiansofthegalaxy #gotgvol3 #guardiansofthegalaxyvol3 #chrispratt #karengillan #pomklementieff #jamesgunn #willpoulter #chukwudiiwuji #starlord #peterquill
Crowds of mourners gather near the City Hall memorial site to commemorate the 156 people killed in a Halloween crowd crush, with public anger growing over one of the country's deadliest peacetime disasters. IMAGES
U.S. President Barack Obama attends an outdoor arrival ceremony in heavy rain, as the first sitting U.S. president to visit Laos. Rough Cut (no reporter narration).
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