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Added on the 17/01/2021 19:23:54 - Copyright : Wochit
Financial consultant Alli Williams was just 29 when she took on $154,000 of her husband's debt when they got hitched. Since then, they've paid off $50,000 of the debt, including an auto loan, some student loans, and a credit card. Not only that, but they also paid for a wedding, college tuition, and have saved for a baby and a house. According to Business Insider, Williams believes in prioritizing expenses, such as bonding activities and savings goals, but not in harsh deprivation. On a practical level, every paycheck is divvied up between bills, savings, and debt repayment. As for windfalls such as gifts, bonuses, or tax refunds, Williams sets allocation percentages without knowing the amount. For example, 50% will usually go toward debt, another 20% towards savings, and so on. When the money hits the bank account, she doesn't have to dither!
Going through the mortgage approval process can be tedious, time-consuming, and stressful. But working hard to get a lower interest rate is totally worth it. According to Business Insider, prospective homebuyers should give themselves at least a few months to get prepared for the rigamarole. First, get your credit score up as high as you can. Second, get your debt-to-income ratio as low as you can. Always pay on time, and pay off any credit card balances before applying for a new mortgage. Take at least a six-month moratorium from applying for new accounts as well. Finally, shop around for the best rate that's suitable for your particular situation. Good luck!
Residents of the famous Louveciennes commune reacted to news that Saudi Crown Prince Mohammed bin Salman was the mystery buyer of the $320 million Chateau Louis XIV. Two years ago, the Chateau Louis XIV was sold for over $300 million and Fortune magazine called it “the world’s most expensive home" but the identity of the owner was unknown. On Sunday it was revealed that the identity of the mystery buyer was none other than Crown Prince Mohammed bin Salman, heir to the Saudi throne.
Black Friday kicks off in nine days. If you're not into consumer binging the day after Thanksgiving, Digital Trends published a list of the best deals available now. They include tech, phones and gaming products. PS4 Slim and XBox One S bundles start at $243 dollars, which not only come with a gaming box, but also a game and wireless controller. Looking for a cost effective laptop? Check out the Samsung Chromebook. For $189 dollars Digital Trends admits that it doesn't store large files but is "perfect for taking notes and browsing the web." Need a bargain holiday gift for a kid? The Dragon Touch Kids Action Cam is only $37 dollars.
Black Friday kicks off in nine days. If you're not into consumer binging the day after Thanksgiving, Digital Trends published a list of the best deals available now. They include tech, phones and gaming products. PS4 Slim and XBox One S bundles start at $243 dollars, which not only come with a gaming box, but also a game and wireless controller. Looking for a cost effective laptop? Check out the Samsung Chromebook.
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