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How To Reach An Audacious Savings Goal By 'Squirreling'

Business Insider personal finance contributor Alexis Rhiannon opened her Roth IRA in her 20s and has managed to max it out every year. That is, she's maxed it out every year ever since she began using a strategy she calls 'squirreling.' To meet any annual savings goal, like an IRA contribution--or anything else--just divide the full amount by 52 weeks or 365 days. Then, set up an automatic transfer from your checking account for that amount to go into your IRA, or any other account you can't access easily. After all, the annual ROTH-IRA contribution max for 2020 is $6K if you're under 50, or $7K if you're over fifty. That means you need to save $116 or $135 a week, or $16.44 or $19.18 a day. If that's too ambitious, you can always lower the amount, but you can still make great headway.

Fenty Beauty Is Having A Huge Black Friday Sale

According to Allure, Fenty Beauty has upped the ante for their 2020 Black Friday Sale. The makeup line, owned by superstar Rihanna, will offer a 30% discount on all items feature on the Fenty Beauty site. This includes every complexion, lip, and eye offering, except the Clara Lionel Foundation products. Allure beauty editors encourage Fenty fans to use this as an opportunity to stock up on their favorite go-to items and explore the new Fenty skin collection. If you're a newbie to the makeup scene, they suggest "building a beauty foundation," by grabbing starter essentials, like concealer and primer. The sale starts lasts until December 1.